This weekend kicks off Independence Day celebrations and with that comes an increase in the use of fireworks.
Hoosiers are reminded that Indiana has several laws governing fireworks and many towns and cities have additional ordinances that Hoosiers must follow. The Indiana Department of Insurance is warning homeowners and renters that accidental damage caused by fireworks that are banned in their counties may not be covered by their homeowners or renters insurance policies. Many insurance policies contain provisions disclaiming coverage for illegal acts committed by the insured. However, consumers who experience injury or property damage due to another person’s use of fireworks may be able to claim benefits under their homeowners or renters policy.
According to the National Fire Protection Association more fires are reported nationwide on Independence Day than any other day of the year.